If your home was involved in a foreclosure in 2009 or 2010, you MAY qualify for a free independent review to determine if the process was handled properly. You MAY be owed compensation or other remedy if there were errors or other problems that caused financial harm.
The federal government has required certain lenders to offer the reviews. The complete list of these vendors can be found at www.independentforeclosurereview.com. This list includes lenders such as Bank of America, Chase, Wells Fargo, PNC, CountryWide, Sun Trush, HSBC, National City to name a few.
Eligibility requirements are: loan payments were sent to one of the servicers listed, the foreclosure was initiated, pending or completed between 1/1/09 - 12/31/10, and it involved your principal residence.
Letters were sent out to eligible homeowners in 2011 - but there is always that chance that it was lost in the mail. If you think you are eligible, call 1-888-952-9105.
You MUST request a review before December 31, 2012.